RioVida Networks

RioVida Networks brings causes, celebrities, music, film makers, artist and corporations together for mutual benefit.

  • FBI tips against Cyber Crime that work. During the Holidays Cyber Crime is at an all time high and it affects everyone.

    We live in a new world so learn the basics about cyber attacks.
    We live in a new world so learn the basics about cyber attacks.
    Here are examples of cyber criminals favor schemes to defraud the public.
    To good to be true schemes

    Advanced Fee Schemes:  Clever con artists will offer to find financing arrangements for their clients who pay a “finder’s fee” in advance. They require their clients to sign contracts in which they agree to pay the fee when they are introduced to the financing source. Victims often learn that they are ineligible for financing only after they have paid the “finder” according to the contract. Such agreements may be legal unless it can be shown that the “finder” never had the intention or the ability to provide financing for the victims.  They use lawyers and it will be very, very difficult to proof that they are frauds, since you don’t know where they are located and you signed the agreement.

    So be wary of businesses that operate out of post office boxes or mail drops and do not have a street address. Also be suspicious when dealing with persons who do not have a direct telephone line and who are never in when you call, but always return your call later.

    So don’t trust strangers even if they are on the internet with flowers and hearts.  Especially then.  Remember what Reagan said:  “Trust but Verify“.   Make a habit of visiting the FBI’s website for tips.  They keep up to date for us on the latest tricks and tax payers pay good money for that service. However unless we use their knowledge it is wasted on us, for all the tips visit. FBI Advance Fee Tips

    Business Fraud

    Unless you know the company don’t buy from them.  Even if you do know the company you should check Yelp.com, google the company and the product and check out how many complaints come up. Read reports online about them.

    Purchase merchandise from reputable dealers or establishments. Before you make a buy, obtain a physical address rather than simply a post office box and a telephone number, and call the seller to see if the telephone number is correct and working, check if their email is working.

    Many business scams happen that you pay and they never ship the product, or you get a large refund from an Eastern Block country, that gets returned for overpayment, and then it turns out the original payment was fake, but your repayment was not fake – money gone.  This even happens with fake non profit companies or fake copies of legitimate companies. Watch out and beware.  Especially seniors are targeted by Cyber Criminals who often hide in “legitimate” business.

    Joan Serioux-Forde, 72, thought that she couldn’t feel more devastated after her husband, Christopher, died last year. Then, roughly a month after the funeral, she received a letter from Generation Mortgage, a reverse mortgage lender, informing her that unless she paid $293,000, she would lose her home in San Bernardino, Calif. Ms. Forde said she was never informed that if she wasn’t on the reverse mortgage deed, she would have virtually no right to stay in her home unless she bought it outright. “It’s a nightmare,” she said. Generation Mortgage declined to comment.NYT

    Reverse mortgage scams are engineered by unscrupulous professionals in a multitude of real estate, financial services, and related companies to steal the equity from the property of unsuspecting senior citizens or to use these seniors to unwittingly aid the fraudsters in stealing equity from a flipped property. For the other numerous tips on how not to fall victim to fraud scan the FBI popular fraud schemes.

    Protect your Kids

    Drug dealers put on parties, human traffickers kidnap kids and sell them to child molesters, kids are recruited by gangs, and kids are bullied.

    Gwen, the product of a broken home (her mom, caught up in an abusive relationship, did not allow her to know her father) in a lily-white Vermont village, had met Paris in an irregular fashion. According to the U.S. Attorney’s Office, she had been sold to him, for $1,200, in a package deal with her best friend, Alicia. The vendor was Brian Forbes, a six-foot-five-inch, 40-year-old bodybuilder, whom local law enforcement understood to be employed in the bail-bond business.
Dennis Paris remitted Forbes $1,200, and the girls, court documents show, were his. Buying girls like livestock is not unusual. Cheryl, a gems girl, at about 14 was sold by one pimp, “Love,” to another pimp, “Junior,” for $600. The New York City Police detective Wayne Taylor—convicted in July 2008 for the attempted kidnapping of a 13-year-old—purchased his thrall for $500 from a Brooklyn “pimp partner.” In fact, the price for an adolescent female slave is far lower than it was in the mid–19th century, when, adjusted to today’s dollar, the going rate was roughly $40,000, the price of a car.
Full article Vanity Fair
    Most importantly, be aware and involved with your kids and stay educated together with them.
    • Monitor your children’s use of the Internet; keep your Internet computer in an open, common room of the house.
    • Tell your kids why it’s so important not to disclose personal information online.
    • Check your kids’ profiles and what they post online.
    • Read and follow the safety tips provided on the sites.
    • Report inappropriate activity to the website or law enforcement immediately.
    • Explain to your kids that once images are posted online they lose control of them and can never get them back.
    • Only allow your kids to post photos or any type of personally identifying information on websites with your knowledge and consent.
    • Instruct your kids to use privacy settings to restrict access to profiles so only the individuals on their contact lists are able to view their profiles.
    • Remind kids to only add people they know in real life to their contact lists.
    • Encourage kids to choose appropriate screen names or nicknames.
    • Talk to your kids about creating strong passwords.
    • Visit social networking websites with your kids, and exchange ideas about acceptable versus potentially risky websites.
    • Ask your kids about the people they are communicating with online.
    • Make it a rule with your kids that they can never give out personal information or meet anyone in person without your prior knowledge and consent. If you agree to a meeting between your child and someone they met online, talk to the parents/guardians of the other individual first and accompany your kids to the meeting in a public place.
    • Encourage your kids to consider whether a message is harmful, dangerous, hurtful, or rude before posting or sending it online, and teach your kids not to respond to any rude or harassing remarks or messages that make them feel scared, uncomfortable, or confused and to show you the messages instead.
    • Educate yourself on the websites, software, and apps that your child uses.
    • Don’t forget cell phones! They often have almost all the functionality of a computer.

    Get your kids to join you to regularly visit the FBI website and together stay up to date on what could happen to avoid it from happening.  FBI Protect your Kids.

    Enjoy the holidays with your friends and family, without the trauma of falling victim to cyber crime.

  • Global Warming, to be or not to be

    Making America Great Again
    Coal Powered Power Plant
    Coal Powered Power Plant

    Trump has recently decided that a number Global Warming skeptics and people hostile to protecting the environment should be part of his new “Making America Great Again” administration.  Just great!

    The Plan is to Shut Up all the People who care

    Scientific American wrote about Jeff Sessions the Alabama politicians that wants to join the “Making America Great Again” team.

    “Sessions has also sought to restrict the Justice Department’s investigations of people who oppose the mainstream science on climate change. In May, he signed a letter to Attorney General Loretta Lynch along with four other Republican senators—Mike Lee of Utah, Ted Cruz of Texas, David Perdue of Georgia and David Vitter of Louisiana—arguing that inquiries into private companies about climate change violate First Amendment rights to free speech.”  Article

    This is downright funny in its audacity.

    The Missoulan reported that corporations in Montana have a long history of being supported by the state to pollute as much as they wish.  It sais: “Certainly Montana has a long record of doing so – excusing industries while they’re operating and bending over backwards to keep the jobs going. But then, as with Smurfit-Stone, a corporate board makes a decision to shut down the operation and Montanans are left with the toxic mess and the inevitably expensive cleanups which may or may not actually clean up the sites.  For the good of future generations, it’s time to quit listening to corporate polluters and stop the damage before it happens. Either we realistically regulate polluting industries or, as at Smurfit-Stone, the EPA will step in after the fact and use its Superfund authority to try and remediate our ongoing environmental disasters.” Article

    What does Myron Ebel stand for?

    Trump chose Myron Ebel to head up the certain ruination of our environment. Myron Ebel has devoted decades to fight legitimate efforts to hold corporate polluters accountable.  He is director of the Center for Energy and Environment at the Competitive Enterprise Institute and chairs the Cooler Heads Coalition, which comprises representatives from more than two dozen non-profit organizations based in the United States and abroad that challenge global warming alarmism and oppose energy rationing policies.  He proudly defended the Automotive Industry’s right to pollute.   He believes that the public land belongs to rangers and should be able to use it in anyway they see fit without any concern for the public and their right to have endangered species of plants, birds and animals protected.  Ebel’s organization CEI also proudly states on its website:  “Yesterday CEI filed a lawsuit against New York attorney general Eric Schneiderman for refusing to disclose the legal agreements his office made with other state attorneys general and environmental activists as part of his “AGs United for Clean Power” campaign against climate skeptics.”

    Myron Ebel is know to say:  “Carbon pollution is CO2, and that’s really not a pollutant. It’s a plant food, and it doesn’t really harm anybody except that it might include temperature increases,” he said in a 2015 hearing of the Environment and Public Works Committee, where he mocked EPA Administrator Gina McCarthy.   The links above will allow you to read Myron Ebel’s attitudes in his own words and those of his hirelings at CEI.

    The earth is still here for the moment and not all is lost

    The Economist frames their reaction by stating: “Even if Mr Trump honors America’s commitment to the Paris accord, it is unlikely that his administration will galvanize action. Many in the Republican establishment think that climate deals are examples of global regulatory over-reach. The world has relied on American Leadership for too long.  China’s carbon emissions may already have peaked. Improvements in cars’ fuel efficiency cut oil consumption by 2.3m barrels a day in 2015, even when petrol was cheap. China, India, the European Union, Canada and others have strong incentives to embrace cleaner technologies. If they work together they can make a difference—with or without the United States.”  Economist Full Article

    Not all countries around the world have sold their soul to the “Mighty Mammon” the way so many US politicians and US corporations have over the past 30 years.  In case you don’t remember what that means. It originated in England in the 19th Century where in various publications it is described as: “An intense spirit of selfishness that pervade the entire system of society.” or “Every man for himself and the devil may take the hindmost.” or as in the Cambridge and Oxford Review:  “But Mammon had penetrated the country side, where cottage destroying land lords denied that they were their brother’s keepers.”

    So hopefully The Economist is correct and as the US will go through a few years of decadent self loathing and irresponsibility the rest of the world will pick up the slack.

    To read Myron Ebel’s latest musings and misbegotten “Mighty Mammon” rationalizations that there aren’t any environmental problems and that to say so would take coal out of the bathrooms of poor people you can read it in his own words. click here.

     

  • Do you remember how exciting it was to listen to Peter and the Wolf the first time?

    Kids inspired by Music - Music Appreciations is a gift for the entire lifetime of a child.
    Kids inspired by Music – Music Appreciations is a gift for the entire lifetime of a child.

    Music is one of the genuine joys in life

    Learning about music early in life will bring a lifetime of joy.  Developing a taste for dramatic stories, lovely music, the sound of such a variety of instruments allows kids to literally develop their brain.  So it is enjoyable and it is healthy.  Music enhances the quality of our lives.  This Black Friday Educents has an amazing offer of the top  musical stories for kids. All of them including:

    • Peter & the Wolf
    • The Nutcracker
    • Merry Pranks of Master Till
    • Carnival of the Animals
    • The Tortoise and the Hare
    • The Story of Swan Lake
    • Mike Mulligan and His Steam Shovel
    • My Name is Handel: The Story of Water Music
    • The Sorcerer’s Apprentice
    • Casey at the Bat
    • The Soldier’s Tale
    • Juanita the Spanish Lobster

    You and the kids, the grandkids will enjoy this collection for many years to come.  Or, you can donate the collection to your favorite teacher.

    Consider giving gifts that matter.
    Consider giving gifts that matter.

    Maestro Classics music recordings are of the highest audio quality of any children’s music product available.  In addition to the title track, each music CD contains tons of extras including guest artists performing in different musical genres, the title track with and without narration and educational tracks with information on the composer, piece and musical score designed to increase listening skills in children and also adults. With the purchase a Free curriculum guides in math, science, music, art, language arts, history and geography accompany each CD and are available.

    http://www.educents.com/best-sellers#bettered
    Check out the best sellers for the Black Friday Sale NOW!

  • What is the Trump phenomena about?

    http://www.bbc.com/news/election-us-2016-36253275Why do rural blue color workers and rural college educated people love Trump?

    The Guardian’s Thomas Frank, pointed out on March 7, 2016:  “..what motivates the supporters of Republican presidential candidate Donald Trump? I call it a “mystery” because the working-class white people who make up the bulk of Trump’s fan base show up in amazing numbers for the candidate, filling stadiums and airport hangars, but their views, by and large, do not appear in our prestige newspapers. On their opinion pages, these publications take care to represent demographic categories of nearly every kind, but “blue-collar” is one they persistently overlook.” Full Article

    The Atlantic Monthly received letters from a range of people who support Trump for president in August 2015.  The reasons they quote are similar:

    A self proclaimed Liberal who voted for Obama wrote: “Rather, I genuinely believe that Trump feels the need to fight for the country he loves. There once was a time when people could actually feel proud to be Americans, and Trump comes from a generation that experienced that feeling. Now, many are embarrassed to be associated with this country. Jobs are being outsourced with reckless abandon and this country is literally being hollowed out. Economic statistics do no justice to this reality, and the average American knows this to be true.”

    An undecided voter writes: “..the preeminence of political correctness among the culture class indicates a momentous shift away from formerly prominent middle-class cultural values and towards something entirely different. Even if Donald Trump were to accomplish little in his presidency, I think there is a hope that were he president, he could in some way alter that prevailing Washington/media culture and set a new cultural tone. Many would probably question why, of all people, a decadent, rude, and pompous billionaire should be trusted to meddle with American culture? I think it comes down to a perception that America has already drowned in a post-modernist nightmare of moral relativism, from which extreme political correctness and protest culture stem. Trump, on the other hand, is all absolutes.”  Full Article

    Kathy Kramer shared with Kevin Drum in an interview for Mother Jones, November 8, 2016, that her political science study showed this:

    “What I was hearing was this general sense of being on the short end of the stick. Rural people felt like they not getting their fair share. That feeling is primarily composed of three things. First, people felt that they were not getting their fair share of decision-making power….Second, people would complain that they weren’t getting their fair share of stuff….And third, people felt that they weren’t getting respect….So it’s all three of these things — the power, the money, the respect. People are feeling like they’re not getting their fair share of any of that.” Full Article

    So let’s take a close look and let’s see if what they feel is true.

    The Brookings Institute states that Republican States have more entrenched poverty than Democratic States. Republican districts have more poor residents overall: 25.1 million poor people lived in red districts in 2010-14 compared with 22.7 million in blue districts.

    Between 2000 and 2010-14, the poor population grew faster in red districts than blue. The number of people living below the poverty line (e.g., $24,230 for a family of four in 2014) in Republican districts climbed by 49 percent between 2000 and 2010-14 compared with a 33 percent increase in Democratic districts. As a result, Republican districts accounted for 60 percent of the increase in the nation’s poor population during that time. At the same time, poverty rates rose by similar margins in both red and blue districts (3.3 and 3.2 percentage points, respectively).

    Table 1. Congressional Districts with the Fastest Growth in Poor Population, 2000 to 2010-14

    Party State District Representative Percentage Change in Poor Population   Share of Poor in Suburbs
    R NV 3 Heck, Joseph J. 268.4% 51.0%
    R GA 7 Woodall, Rob 223.6% 100.0%
    D GA 13 Scott, David 213.1% 100.0%
    R AZ 8 Franks, Trent 188.5% 93.5%
    R AZ 5 Salmon, Matt 177.7% 50.4%

    Source: Brookings Institution analysis of decennial census and American Community Survey data

    Hunger in Rural Communities is higher than Urban

    According to the United States Department of Agriculture report, Household Food Security in the United States in 2014, 14% of U.S. households were food insecure at least some time during the year. The prevalence of food insecurity was higher in rural areas than metropolitan areas.

    Food Insecure Households

    Source: Household Food Security in the United States in 2015, page 14.

    The Digital Divide created by lack of Internet Access

    55 percent of people living in rural areas have access to the speeds that currently qualify as broadband, while 94 percent of the urban population does. As of 2015, 74 percent of households in urban areas of the U.S. had residential broadband connections, compared with only 64 percent of rural households. This gap has persisted over time. Research reveals that  adoption can help improve the economy in these rural areas (including increasing income, lowering unemployment rates and creating jobs). In addition, we know that roughly 40 percent of the rural-urban adoption gap is because rural areas don't have the same level of broadband access. This is because large providers are not interested in serving these communities and in some instances have refused Federal Subsidies to get rural communities connected.

    Source:  http://phys.org/news/2016-06-technology-rural-broadband-access-problem.html#jCp

    Suicides in Rural Areas are double of those than in Cities

    A study by the JAMA states that Suicide is a serious public health problem. For youths between the ages of 10 and 24 years, suicide was the third leading cause of death in 2010 behind only unintentional injuries and homicide.1 Males are at higher risk, accounting for 81% of suicide deaths in the 10- to 24-year age group. Suicide risk increases with age, with 6% occurring in individuals younger than 15 years, 34% in those between 15 and 19 years, and 60% in young adults aged 20 to 24 years.1

    Rates of suicide also vary by rural-urban residence, with higher rates in rural compared with urban areas. Suicide rates among rural men were higher than those of urban men, with rural-urban differences widening over time. Higher rates of suicide attempts have also been reported8 among rural compared with urban adolescents. The studies conclusion stated Although low population density per se may be operative, efforts to improve access to mental health services and offer social support at the local level could narrow the gap in risk for youths in rural as opposed to urban settings. Additional study is warranted and of potentially great public health significance. Full Article

    Rural communities as our research shows are genuinely struggling with problems that are not adequately addressed by neither the major political parties nor the major media outlets.  It seems that one of Trump’s appeal is that at least give this audience the feeling they are seen and heard. While this does not qualify him to do anything about the issues he has succeeded in mobilizing millions of Americans to vote for him to “stick it to the elite.”  Rural people are angry for having been ignored as their lives have grown ever more depressing. Trump has pulled them out of this feeling of helplessness and he has unleashed their anger.

    Next we will investigate why a supposedly educated people would vote for Trump.