America for several hundred years stood for freedom, and now?

Thomas Jefferson wrote the Declaration of Independence
Thomas Jefferson wrote the Declaration of Independence

Since this nation was started it strongly associated with certain principles. During a time when a very large part of Americans brought in a man who seems to hold no respect the principle of freedom in his heart, we do well to remind ourselves what Freedom actually means and why the US wanted to be free from arbitrary rules of George III of England, who did not respect Americans as enjoying these inalienable rights.  Somehow nearly half of Americans seem to have forgotten and are now promoting Trump and his compadre Putin’s style of government which does not promote Freedom.

 

IN CONGRESS, JULY 4, 1776
The unanimous Declaration of the thirteen united States of America
When in the Course of human events it becomes necessary for one people to dissolve the political bands which have  connected them with another and to assume among the powers of the earth, the separate and equal station to which the Laws of Nature and of Nature's God entitle them, a decent respect to the opinions of mankind requires that they should declare the causes which impel them to the separation.

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. — That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed, — That whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their Safety and Happiness. Prudence, indeed, will dictate that Governments long established should not be changed for light and transient causes; and accordingly all experience hath shewn that mankind are more disposed to suffer, while evils are sufferable than to right themselves by abolishing the forms to which they are accustomed. But when a long train of abuses and usurpations, pursuing invariably the same Object evinces a design to reduce them under absolute Despotism, it is their right, it is their duty, to throw off such Government, and to provide new Guards for their future security. — Such has been the patient sufferance of these Colonies; and such is now the necessity which constrains them to alter their former Systems of Government. The history of the present King of Great Britain is a history of repeated injuries and usurpations, all having in direct object the establishment of an absolute Tyranny over these States. To prove this, let Facts be submitted to a candid world.

He has refused his Assent to Laws, the most wholesome and necessary for the public good.

He has forbidden his Governors to pass Laws of immediate and pressing importance, unless suspended in their operation till his Assent should be obtained; and when so suspended, he has utterly neglected to attend to them.

He has refused to pass other Laws for the accommodation of large districts of people, unless those people would relinquish the right of Representation in the Legislature, a right inestimable to them and formidable to tyrants only.

He has called together legislative bodies at places unusual, uncomfortable, and distant from the depository of their Public Records, for the sole purpose of fatiguing them into compliance with his measures.

He has dissolved Representative Houses repeatedly, for opposing with manly firmness his invasions on the rights of the people.

He has refused for a long time, after such dissolutions, to cause others to be elected, whereby the Legislative Powers, incapable of Annihilation, have returned to the People at large for their exercise; the State remaining in the mean time exposed to all the dangers of invasion from without, and convulsions within.

He has endeavoured to prevent the population of these States; for that purpose obstructing the Laws for Naturalization of Foreigners; refusing to pass others to encourage their migrations hither, and raising the conditions of new Appropriations of Lands.

He has obstructed the Administration of Justice by refusing his Assent to Laws for establishing Judiciary Powers.

He has made Judges dependent on his Will alone for the tenure of their offices, and the amount and payment of their salaries.

He has erected a multitude of New Offices, and sent hither swarms of Officers to harass our people and eat out their substance.

He has kept among us, in times of peace, Standing Armies without the Consent of our legislatures.

He has affected to render the Military independent of and superior to the Civil Power.

He has combined with others to subject us to a jurisdiction foreign to our constitution, and unacknowledged by our laws; giving his Assent to their Acts of pretended Legislation:

For quartering large bodies of armed troops among us:

For protecting them, by a mock Trial from punishment for any Murders which they should commit on the Inhabitants of these States:

For cutting off our Trade with all parts of the world:

For imposing Taxes on us without our Consent:

For depriving us in many cases, of the benefit of Trial by Jury:

For transporting us beyond Seas to be tried for pretended offences:

For abolishing the free System of English Laws in a neighbouring Province, establishing therein an Arbitrary government, and enlarging its Boundaries so as to render it at once an example and fit instrument for introducing the same absolute rule into these Colonies

For taking away our Charters, abolishing our most valuable Laws and altering fundamentally the Forms of our Governments:

For suspending our own Legislatures, and declaring themselves invested with power to legislate for us in all cases whatsoever.

He has abdicated Government here, by declaring us out of his Protection and waging War against us.

He has plundered our seas, ravaged our coasts, burnt our towns, and destroyed the lives of our people.

He is at this time transporting large Armies of foreign Mercenaries to compleat the works of death, desolation, and tyranny, already begun with circumstances of Cruelty & Perfidy scarcely paralleled in the most barbarous ages, and totally unworthy the Head of a civilized nation.

He has constrained our fellow Citizens taken Captive on the high Seas to bear Arms against their Country, to become the executioners of their friends and Brethren, or to fall themselves by their Hands.

He has excited domestic insurrections amongst us, and has endeavoured to bring on the inhabitants of our frontiers, the merciless Indian Savages whose known rule of warfare, is an undistinguished destruction of all ages, sexes and conditions.

In every stage of these Oppressions We have Petitioned for Redress in the most humble terms: Our repeated Petitions have been answered only by repeated injury. A Prince, whose character is thus marked by every act which may define a Tyrant, is unfit to be the ruler of a free people.

Nor have We been wanting in attentions to our British brethren. We have warned them from time to time of attempts by their legislature to extend an unwarrantable jurisdiction over us. We have reminded them of the circumstances of our emigration and settlement here. We have appealed to their native justice and magnanimity, and we have conjured them by the ties of our common kindred to disavow these usurpations, which would inevitably interrupt our connections and correspondence. They too have been deaf to the voice of justice and of consanguinity. We must, therefore, acquiesce in the necessity, which denounces our Separation, and hold them, as we hold the rest of mankind, Enemies in War, in Peace Friends.

We, therefore, the Representatives of the united States of America, in General Congress, Assembled, appealing to the Supreme Judge of the world for the rectitude of our intentions, do, in the Name, and by Authority of the good People of these Colonies, solemnly publish and declare, That these united Colonies are, and of Right ought to be Free and Independent States, that they are Absolved from all Allegiance to the British Crown, and that all political connection between them and the State of Great Britain, is and ought to be totally dissolved; and that as Free and Independent States, they have full Power to levy War, conclude Peace, contract Alliances, establish Commerce, and to do all other Acts and Things which Independent States may of right do. — And for the support of this Declaration, with a firm reliance on the protection of Divine Providence, we mutually pledge to each other our Lives, our Fortunes, and our sacred Honor.

New Hampshire:
Josiah Bartlett, William Whipple, Matthew Thornton

Massachusetts:
John Hancock, Samuel Adams, John Adams, Robert Treat Paine, Elbridge Gerry

Rhode Island:
Stephen Hopkins, William Ellery

Connecticut:
Roger Sherman, Samuel Huntington, William Williams, Oliver Wolcott

New York:
William Floyd, Philip Livingston, Francis Lewis, Lewis Morris

New Jersey:
Richard Stockton, John Witherspoon, Francis Hopkinson, John Hart, Abraham Clark

Pennsylvania:
Robert Morris, Benjamin Rush, Benjamin Franklin, John Morton, George Clymer, James Smith, George Taylor, James Wilson, George Ross

Delaware:
Caesar Rodney, George Read, Thomas McKean

Maryland:
Samuel Chase, William Paca, Thomas Stone, Charles Carroll of Carrollton

Virginia:
George Wythe, Richard Henry Lee, Thomas Jefferson, Benjamin Harrison, Thomas Nelson, Jr., Francis Lightfoot Lee, Carter Braxton

North Carolina:
William Hooper, Joseph Hewes, John Penn

South Carolina:
Edward Rutledge, Thomas Heyward, Jr., Thomas Lynch, Jr., Arthur Middleton

Georgia:
Button Gwinnett, Lyman Hall, George Walton

The Power of Noticing: What the Best Leaders See

Max Bazerman, Author
Max Bazerman, Author

Bazerman helps you how to recognize your own blind spots and how to avoid the habits that lead to poor decisions and ineffective leadership in the first place.

Every one had a negotiation fall apart or had it provide a less positive outcome than hoped for.  Often this is because a critical piece of information and detail was missed or overlooked.  How can you avoid that from happening again?  Should you have noticed?

Max Bazerman, an expert in the field of applied behavioral psychology, draws on three decades of research and his experience instructing Harvard Business School MBAs and corporate executives to teach you how to notice and act on information that may not be immediately obvious. Bazerman suggests you explore your cognitive blind spots, identify any salient details you are programmed to miss, and then take steps to ensure it won’t happen again.

In psychology a blind spot is defined as aspects of our personalities that are hidden from our view.  These might be annoying habits like interrupting or bragging, or they might be deeper fears or desires that are too threatening to acknowledge. One place that blind spots can be found is in strong reactions. An unusually strong negative or positive reaction or stance may suggest an engagement in a process Freud called reaction formation. Reaction formation involves unconsciously transforming an unacceptable or undesirable impulse into its opposite. This tendency is not confined to sexuality. Harsh judgments of others’ behavior may show a personal insecurity – such as, that highly ambitious co-worker may especially irritate you because of your own unexpressed ambitions. Blind spots in these cases need not be objectively negative traits, just traits that are experienced as personally shameful or unacceptable.  Full Article

Simine Vaziere stated in an abstract of her research: “According to the self-other knowledge asymmetry (SOKA) model, the self should be more accurate than others for traits low in observability (e.g., neuroticism), whereas others should be more accurate than the self for traits high in evaluativeness (e.g., intellect). In the present study, 165 participants provided self-ratings and were rated by 4 friends and up to 4 strangers in a round-robin design. Participants then completed a battery of behavioral tests from which criterion measures were derived. Consistent with SOKA model predictions, the self was the best judge of neuroticism-related traits, friends were the best judges of intellect-related traits, and people of all perspectives were equally good at judging extraversion-related traits.”

The great part about the Max Bazerman’s book is that he provides a step-by-step guide to breaking bad habits and spotting the hidden details that will change your decision-making and leadership skills for the better. The key is to learn what a blind spot is and why you are programmed not to notice it.  What is the perceived value to your subconscious?

Additionally, you will learn how to pay attention better not only to what is going on but also to what is “NOT” going on.  Often what is not going on is more illuminating than what is going on. By realizing and acknowledging that both you and the person you are negotiating with come from a place of self-interest — you will be able to identify possible compromises that take both your and the other parties’ interests into consideration.  This helps to close the best possible deal and it will expand your life’s enjoyment as well.

Celebrate life in a healthy way! Show this to endangered adults and endangered teens

National Overdose Deaths—Number of Deaths from Prescription Drugs. The figure above is a bar chart showing the total number of U.S. overdose deaths involving prescription drugs from 2001 to 2014. The chart is overlayed by a line graph showing the number of deaths by females and males. From 2001 to 2014 there was a 2.8-fold increase in the total number of deaths.

National Overdose Deaths—Number of Deaths from Prescription Opioid Pain Relievers. The figure above is a bar chart showing the total number of U.S. overdose deaths involving opioid pain relievers from 2001 to 2014. The chart is overlayed by a line graph showing the number of deaths by females and males. From 2001 to 2014 there was a 3.4-fold increase in the total number of deaths.

Doctors need to become aware that maybe they are vulnerable to strong man sales techniques.

ProPublica found that doctors nationally who accepted payments from manufacturers were two to three times as likely to prescribe high rates of brand-name drugs. The higher the payments on average, the higher the rate of brand-name prescribing.

The NYT in an article by Dr. Arias, who is preparing a larger study of mortality trends over the past 15 years, said drug overdoses, liver disease and suicide were the main drivers of the gloomy trends among whites in recent years, a pattern also found by other researchers. Life expectancy for whites had been rising for decades, but it has stagnated in recent years. It inched up in 2010 and 2011, and was flat in 2012 and 2013. But new federal data, drawn from all deaths recorded in the country in 2014, showed that life expectancy for whites dropped to 78.8 years in 2014

Particularly Oxycontin has caused addiction which often leads to abuse of Heroin. It is a deadly drug.

Unless you are already dying from an incurable cancer, there is really no reason to take a drug that can cause you to become a drug addict.  As a dying person it is okay only because you are going to die anyway.   Before even considering taking an opioid make sure you internalize the consequences for short-term relief.

Side Effects and Warning for Oxycontin

Never take this medicine in larger amounts, or for longer than prescribed. Do not crush or break an extended-release Oxycontin tablet. Swallow it whole to avoid exposure to a potentially fatal dose.

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OxyContin is be habit-forming, even at regular doses. Take this medicine exactly as prescribed by your doctor. Never share the medicine with another person. MISUSE OF NARCOTIC PAIN MEDICATION CAN CAUSE ADDICTION, OVERDOSE, OR DEATH, especially in a child or other person using the medicine without a prescription.

Tell your doctor if you are pregnant. Oxycodone may cause life-threatening withdrawal symptoms in a newborn if the mother has taken this medicine during pregnancy.

Do not drink alcohol. Dangerous side effects or death could occur.

Enjoy the holidays and stay safe!

GOP who stopped Obama from releasing Russian cyber attacks. How they will respond to the Trump and Putin alliance will determine the future or demise of the free world.

World Peace in the hands of Tillerson?
World Peace in the hands of Tillerson?

“The sanctions are targeted, not sectoral, and will have a very limited impact,” said Thomas Wright, a fellow and director of the Project on International Order and Strategy at the Brookings Institute. “This will not deter Putin from interfering in French or German elections in 2017.”

Thomas Wright also suggests that:  “Trump is opposed to America’s alliance arrangements, he is opposed to the open global economy, and he is pro-authoritarian and pro-Russian.  That it is pretty clear this is the most important election anywhere in the world since the two German elections of 1932,” he wrote, in reference to the parliamentary elections that ultimately resulted in Adolf Hitler coming to power. “No other election has had the capacity to completely overturn the international order—the global economy, geopolitics, etc.”

In the Atlantic Monthly article Thomas Wright further explains: “Trump’s isolationist ideology has three components, according to Wright: 1) opposition to U.S. alliances; 2) opposition to free trade; and 3) support for authoritarianism. In Wright’s view, these three beliefs, if translated into policy in a Trump administration, could do away with the liberal international order that the United States helped design after World War II and has led ever since.  Full Article

Thomas Wright explains in a report for the Lowy Institute for International Policy:  “To understand Donald Trump’s foreign policy, we must distinguish between his three core beliefs that he has held for many decades and rarely if ever wavered from, the central themes of his campaign, and other issues. His core beliefs are opposition to America’s alliance arrangements, opposition to free trade, and support for authoritarianism, particularly in Russia. If he is elected president and governs in a manner consistent with these beliefs, the United States will be transformed from the leader of a liberal international order into a rogue superpower that withdraws from its international commitments, undermines the open global economy, and partners with Putin’s Russia.” Full Report

How the GOP responds to the Trump and Putin alliance forged to transform the US into a rogue country that works solely for a few chosen corporation – just like Russia is now – will determine our future and the future of the free world.

Source: Thomas Wright quotes from a variety of sources. For more information feel free to contact him directly at The Brookings Institute

Cyber Warfare attacks by Russians are happening all over the US

Down the Rabbit Hole we go.
Down the Rabbit Hole we go.
The US Government released a report and recommends that all citizens and companies take pre-cautions.

The Department of Homeland Security (DHS) recommends that network administrators review the IP addresses, file hashes, and Yara signature provided and add the IPs to their watchlist to determine whether malicious activity has been observed within their organizations. The review of network perimeter net flow or firewall logs will assist in determining whether your network has experienced suspicious activity. When reviewing network perimeter logs for the IP addresses, organizations may find numerous instances of these IPs attempting to connect to their systems. Upon reviewing the traffic from these IPs, some traffic may correspond to malicious activity, and some may correspond to legitimate activity. Some traffic that may appear legitimate is actually malicious, such as vulnerability scanning or browsing of legitimate public facing services (e.g., HTTP, HTTPS, FTP). Connections from these IPs may be performing vulnerability scans attempting to identify websites that are vulnerable to cross-site scripting (XSS) or Structured Query Language (SQL) injection attacks. If scanning identified vulnerable sites, attempts to exploit the vulnerabilities may be experienced.

Commit to Cybersecurity Best Practices

A commitment to good cybersecurity and best practices is critical to protecting networks and systems.

Here are some questions you may want to ask your organization to help prevent and mitigate against attacks.

1. Backups: Do we backup all critical information? Are the backups stored offline? Have we tested our ability to revert to backups during an incident?

2. Risk Analysis: Have we conducted a cybersecurity risk analysis of the organization?

3. Staff Training: Have we trained staff on cybersecurity best practices? 4. Vulnerability Scanning & Patching: Have we implemented regular scans of our network and systems and appropriate patching of known system vulnerabilities?

5. Application Whitelisting: Do we allow only approved programs to run on our networks? 6. Incident Response: Do we have an incident response plan and have we practiced it?

7. Business Continuity: Are we able to sustain business operations without access to certain systems? For how long? Have we tested this?

8. Penetration Testing: Have we attempted to hack into our own systems to test the security of our systems and our ability to defend against attacks?

For the full document with more valuable advice:  Click

Happy Holidays and A Merry Xmas 2016

Happy Holidays and Merry Xmas

Happy Holidays 2016

We have a lot to be thankful for.  We enjoyed eight years of relative peace. Yes, even though the stock market has reached new all-time heights, mostly only the top 25% within the world economy are affected by that. However, during the Obama administrations many people in the middle class and even the impoverished have made small strides.  More

Hope that we can improve our own lives.

The housing crisis and the cost of education problems have not been adequately addressed, but at least everyone knows about it.  People are no longer suffering in silence, all alone. There are amazing new companies who are working hard on addressing it.  For instance the Khan Academy provides assistance for free that literally change people’s lives.  Here is one example of their many Thank You letters the Khan Academy deservedly received.  Robyn, December 4, 2013: “I am currently in high school, trying to get into university for engineering. I just recently started using Khan Academy, and I am already hooked. I just wanted to say that it is truly amazing what you are doing. If there was ever such a thing as a saint: you would be one. Providing the world with easy access to education is something that nations upon nations have failed to do, yet you accomplished starting with just some simple videos available for any one to access. Thank you for restoring my faith in people.”   More

Amazing scientific breakthroughs that will change our future

In 2016, Scientists have tested the world’s first minimally invasive brain-machine interface, designed to control an exoskeleton with the power of thought and gets people with paralysis back on their feet.  More

In 2016, 3D Printing research shows promises for medicine and manufacturing that are mind-boggling.  In the future organs and bone may well be printed from your own tissues and thus move medicine into an entirely different sphere. More

Artificial Intelligence had several major breakthroughs, not least of which is that Google’s AI engine reorganized “itself” to write a better translation system.  And this indicates that AI is here to stay at an entirely different level.  More

Social Trends that bring families together

At the home front things have changed as well.  Now for the first time in since the year of 1880 more children and young adults (18 to 34 year olds) live with their parents than live away from their parents.  More  The economy that squeezes the life-style of most Westerners (75%) financially, combined with the aging of the baby boomers is moving families closer together.

The ever shrinking middle

Yes, the share of the middle class has been shrinking and unless corporate officers start waking up to the fact that a shrinking middle class means a shrinking customer base, this trend will continue for years to come.  More

We enjoy enough food, clean water (most of us, ahem, Flint), a roof over our heads and more of us have our families with us.  Life is good, we can always go online and improve it ourselves.  So now think about all the good things in your life and share them with your family over some cookies.  Merry X-mas or Happy Holidays, whichever you prefer.

Trump’s austerity programs starts with his musical artist line-up at the inauguration … and his Steve Mnuchin is sure to watch every 27 cents

Trump fan and cover song singer Beau Davidson agrees to entertain at Trump Inauguration
Trump fan and cover song singer Beau Davidson agrees to entertain at Trump Inauguration
Trump proves at inauguration that he is “one of the people.”

The International Business Times:  “A bank established by President-elect Donald Trump’s choice for Treasury secretary, Steve Mnuchin, once tried to foreclose on a 90-year-old Florida woman over a $0.27 payment mistake, reported Politico Thursday. Critics in the story allege that OneWest, founded by Mnuchin and partners, took advantage of the 2008 housing collapse by buying out risky loans from mortgage lender IndyMac and, in turn, getting help from Federal Deposit Insurance Corporation (FDIC) to cover the costs.”  (full article)

And now they report:  “Democrats are focusing on Mnuchin’s tenure at OneWest, a bank he took over at the height of the financial crisis that has been dubbed a “foreclosure machine” that profited from the real estate collapse. The Wall Street Journal said no Republicans have expressed any opposition to Mnuchin, who likely will be vetted by the Senate Finance Committee. Bloomberg reported Mnuchin, 53, already has met with Republican Sens. Orrin Hatch of Utah and Chuck Grassley of Iowa.”

Clearly this proves that Mnuchin is the best possible person to “Make America Great Again.” Those old ladies don’t need their homes and the value their husbands created while the husbands were still alive can “trickle down” much easier when the Banks repossess the properties, instead of  allowing the survivors to remain in her home until their deaths.  Sure she could have gifted the property to her 40 something year-old grandchildren, who may be able to pay off some of their student loans.  Anyway, a Bankers’ job is to keep as much money as they can and Mnuchin is so worthy of being admired for his “sticky fingers.”  He took a 27 cents error and gained all the equity for the bank from that 97 year old lady’s home. What astounding commitment to business!

Trump is also proving that he is sincere about saving money, by hiring the lounge lizard Beau Davidson, who already has enchanted him at his private estate in Mar-a-Lago, a twenty acre membership club that offers dining, bridge, croquet, tennis, spa and entertainment shows.  If Beau, who looks a little like a man who previously worked for the Chippendales in LA, is good enough for the millionaires and billionaires at Mar-a-Lago, he is good enough for Trump’s inauguration party.  A Choir from Utah will sing as well to bring a type of Christian atmosphere to the celebrations. They will probably do it for (their) god, so it is in the budget.  Surely the Trump children will be there but they will not set up meetings about gaining access. Just like they will do in their non-profit set up for the very purpose they will request that the donors provide proof of funds prior to having a lunch with them where they will hear them out about their concern that they hope their daddy can help them with.  They are absolutely aware of the need to keep up appearances.

Obama meanwhile recently had his last extravaganza at the White House in October 2016.  It was quite amazing and “élite.”  Here you can watch it for yourselves, it was awesome, and the line up shows that Obama has a lot of amazing friends, it was all “Love and Happiness” there.

Trump signals with his celebration that times, are going to focus on the “economy” – kicking out 97 year old ladies from their homes for $0.27 errors in their checks. Trump has drained the swamp and has installed his oligarch friends at every corner. Judging by the celebratory tone of McConnell who forbade the voters to find out about the Russian hacking before the election, Times they are A’Changing. So go home and hug your family and know that you best enjoy your life right now.  Happy Holidays and we’ll see you at the other side.

Trump’s drains the swamp of lobbyist for corporations and replaces them with the corporate officers and bankers

Trump and Icahn get an "A" for honesty
Trump and Icahn get an “A” for honesty
Icahn and Trump are well known for expressing their feelings and opinions without filters.

Bravo?   They are not politically correct and that is what their voters wanted, right?

It is obvious for people in the know to see what attracts them to each other. They are both single-mindedly focused on their own profit. They are both honest about it and have a devil make care attitude.  They are completely unapologetic about any trails of victims they may leave in their wake.  They are bullies and they are honest about it.  If they can get away with something they not only will try the practically must try.  They love the “Game of Business.”   Trump promised to get rid of lobbyists and by golly he sure seems to keep his promise.  Instead of having lobbyists who want who appeal to Congress to create lenient laws that allow for more profit for the 1%.  They indeed get rid of the lobbyists and replace them with the 1%.  What a practical idea.  The Trump voters must be so very pleased.  Trump is keeping his promise to drain the swamp of middle men.  The swamp of government is now honestly run by and for the corporations and venture capital firms and banks, and the 1% who have paid for everything anyway.  The honesty that Trump brings to government is laudable indeed.  No more pretense.  Just making sure that the hyper-wealthy get what they need and want more efficiently and faster than ever.

Just one thought. We know that these old men don’t care about the future because in the future they are most likely dead.  They are old and they will die and this is one last fling before they go.  But what about the 40, 30, 20, 10 year olds in the world?

A world that run by people who lack humanity typically erodes healthy middle class.  The old men may not care, but without a middle class you have no stability.  If we look at countries who lost their middle class we are always looking at war.  Trump wants to spend a $1 Trillion dollars on improving the nuclear arsenal – without even getting intelligence briefings.   We wonder what Mnuchin, Gingrich, Tillerson, and Icahn think about that?  We hope to find out soon what vision these creators of the new gilded age have in mind for the US and the world. Hopefully they have a vision that goes beyond their own bank accounts.

Hillary Clinton is gone and many agree that her loss was due to due to a confluence of factors and successful efforts to sabotage her campaign. People just didn’t like her very much.  The FBI didn’t like her, Putin didn’t like her, the Public didn’t like her, even Democrats didn’t like her, her campaign staff fought about her, and the media certainly didn’t like her. She was a hard worker, but people didn’t warm up to her.  The warmed up to Trump.  They were amused by Trump.  No one was amused by Hillary, not even SNL. Her portrayal was often nasty and a bit weird. Trump’s portrayal was that of an all familiar American Uncle, reminiscent of Rob Reiner’s politically incorrect TV dad in the show “All in the Family.”

Not many people really know Hillary as she keeps very private and opens up to very few people, many of whom are also intensely private. The acclaimed and award-winning Investigative Reporter for the New York Times and The Washington Post, Ronald Kessler, sheds light on how she how Hillary Clinton was perceived by the service details who spent much time with her. It could explain why the Secret Service seemed so adamant that she ought not be president unless it was unavoidable:   Why the West was Lost – First Family Detail

Whatever we may think about Trump at least he is honest about being corrupt. Maybe that is a step forward?  Or, perhaps we will have Trump, the politically incorrect man and his politically incorrect friends run the country into the ground – honestly.

Another Media Company bites the dust… another one down, another one down.

Huffington Post now committed to attracts News audiences.
Huffington Post now committed to attracts Fox News audiences.
Huffington Post under Verizon Board’s management now targets media toward Fox News Audiences

Today the Huffington Post had a live Facebook interview with Linda McMahon of Worldwide Wrestling Fame.  It seems confusing to people who used to think that the Huffington Post was a “liberal” media that reported on culture and politics.  It greatly delighted the new audiences of “Winners who are making America Great Again” through their vote for the Trump administration. This pivot toward the middle class and investors and the Democratic Party mistakenly calls the working class is understandable when you read AOL’s mission.  Code the company is all about code – measuring audiences, gaining audiences, redirecting audiences and undoubtedly listening in to audiences every move.  The CEO of Verizon was in charge of NSA’s largest listening program. Naturally, the number of people must expand, and the editorial has to be low brow indeed.

But why is that confusing?  If you keep up with the news, AOL purchased the Huffington Post years ago for $350,000,000 dollars.  Currently AOL serves 500,000,000 people globally.  AOL’s  mission, according to their website, is:

"We live in a time when culture defines code and code defines culture. Code is about the evolution of technology, the natural force of human ingenuity that moves culture forward. Culture is about the content experiences that make technology meaningful, enhancing our lives both online and off.  Culture + Code is our North Star — the philosophy that guides the way we organize, run and grow our business."

AOL has always been part of the world in which ethics don’t necessarily mean as much as earnings.  AOL started as a services provider that overcharged people. They still owe me close to $700 that were deducted from my Bank Account automatically.  I only could stop the monthly theft them by closing the Bank Account, back in 1996.

Then later they fancied themselves a “Unicorn” and “bought Time Inc.” during a time when every other media company paid millions for small tech companies, like AOL.  AOL purchased Time Inc. for $162 Billion, but allowed them to keep their name and their board of directors, and most of their managers. Only one of my very good techie media friends and I thought it was funny when they fell for that brilliant Time Inc. move. Most people were very impressed.  Needless to say, my funny friend and I, thought it was equally funny when AOL was spun out again from the company they had “bought.”

Their first success was more a matter of being at the right place at the right time and squeezing money out of their customers with vastly overpriced product offerings and illegally taking money that was not theirs. I still want my close to $700 dollars back, that AOL deducted from my bank account for several months after I cancelled their overpriced service.

After they were spun out from Time Inc. they went through a lot of reiterations and finally were led by a very good CEO, Tim Armstrong. Before joining the “Cable Business and Telecom” Industry he used to be a formidable media / new media guy.  Tim spent almost a decade at Google, where he served as President of Google’s Americas Operations and Senior Vice President of Google Inc. as well as serving on the company’s global operating committee. Tim started in his career by co-founding a newspaper in Boston, MA before moving into the Internet industry, where he has worked as a team member, investor or co-founder at many companies, including Starwave (sold to Disney / ESPN / ABC Internet Ventures), Snowball (IPO), Associated Content (sold to Yahoo), and Patch (sold to AOL). Tim has also been an active investor in the start-up community, both on and offline.

Tim Armstrong is smart, hard-working and has vision.  Living in the world where he is undoubtedly in a bit of a creative straight jacket, reporting to military, telecom and “healthcare” executives must be hard sometimes. He is channeling his “good man” energies by supporting an amazing amount of causes. He works with a Charter school, the United States Olympic & Paralympic Foundation, IAB Education Foundation, and more. Tim was honored by the Ad Council with their 60th Annual Public Service Award in 2013. The past few years must have challenged him, despite the amazing financial success he brought to his investors.  Buy-outs are always challenging.

He reported to a board that consisted a few old media execs and large corporate advertisers (Knight Ridder and PepsiCo, etc.) and of Eve Burton, a lawyer who grew her chops at Hearst Corporations and perhaps more importantly at a legal firm called Weil, which has extensive experience working with international media and entertainment companies and investors in transactions as diverse as mergers and acquisitions and related financings, cross-border transactions, spin-offs, IPOs, intellectual property licensing and counseling, royalty, debt and equity offerings, and restructurings. Their experience encompasses all areas of global media, publishing and telecommunications in matters of industry-wide significance. Their media and entertainment transactional practice involves particularly close collaboration among our M&A and Private Equity, Capital Markets and Technology & IP Transactions practices.

Essentially Weil attorneys are a team of globally connected mercenaries who wrote the book on Restructuring, Chapter 11, Buy Outs, with an army 1100 lawyers strong and an alumni group that stretches into 150 government agencies, financial sector, etc.  Weil is an amazingly knowledgeable firm that helps private equity investors make the most of their money and assists families keep their money while dancing knowledgeably around the laws, often having their Alumni’s create the laws.  Ms. Burton surely had a lot to do with the sale to Verizon since Weil advised Verizon on the $4.4 billion dollar buy-out.  What ana amazing return of investment.  Under Tim Armstrong’s leadership AOL grew quite a bit. Weil also has a prominent white-collar defense unit.

In 2012 the rest of the board of AOL consisted of actual media executives and officers in large corporations who were typically very large advertisers. Now he reports to a telecom based intelligence firm.

Down the Rabbit Hole we go.
Down the Rabbit Hole we go.

Verizon is run by an ex Naval Officer, Lowell C. McAdam, who most likely oversaw the creation of one of the most in-depth surveillance program for the NSA, initially at Pacific Telesis under the Bush Administration, and eventually via AirTouch, under the Obama Administration.   Other members of the board include:

Karl-Ludwig Kley, a German Industrialist, who held leading positions at Merck, E-On, Deutsche Bank, Bertelsmann, and now Lufthansa.  Martha Francis Keeth, an attorney who was previously employed as Independent Director by Peabody Energy Corp., Executive Vice President-Chemicals by Royal Dutch Shell Plc, President & Chief Executive Officer by Shell Chemicals Ltd., President & Chief Executive Officer by Shell Chemicals LP, and Chief Accounting Officer & Controller by Mobil Corp.

Shelley Archambeau is Chief Executive Officer of MetricStream, Inc., a leading provider of governance, risk, compliance and quality management solutions to corporations across diverse industries.  Prior to joining MetricStream in 2002, Ms. Archambeau served as Chief Marketing Officer and Executive Vice President of Sales for Loudcloud, Inc., Blockbuster, and IBM. Interestingly Loudcloud is told to have been the server provider for the initial NSA surveillance program.

Mr. Mark Bertolini is Chairman and Chief Executive Officer of Aetna Inc., a Fortune 100 diversified healthcare benefits company.  Prior to assuming the role of Aetna’s CEO in 2010 and Chairman in 2011, Mr. Bertolini served as President from 2007, responsible for all of Aetna’s businesses and operations across the company’s range of healthcare products and related services, and as Executive Vice President and head of Aetna’s regional businesses before that.  He joined Aetna in 2003 as head of Aetna’s Specialty Products after holding executive positions at Cigna, NYLCare Health Plans and SelectCare, Inc.

Mr. Carrión has served for over 20 years as Chairman and Chief Executive Officer of Popular, Inc., a diversified bank holding company. He also served as a director of NYNEX Corporation, one of Verizon’s predecessor companies, from 1995 to 1997.  Mr. Carrión provides our Board with financial, operational and strategic expertise developed during his long tenure as Chairman and CEO of Popular, Inc. This experience, combined with his board service at the Federal Reserve Bank of New York from 2008 to 2016, also provides our Board with deep risk management expertise.

Verizon’s Executives are teaming with members of GSMA an organization that specializes in “intelligence” gathered about Mobile Customers around the globe.  Data Driven content will play a relatively minor part of the new Bot, AI, and machine learning world. From now on AOL will be all about the Code that holds, influences and tracks a global audience – legally.

So good-bye Huffington Post,and hello “Brave New World” Aldous Huxley Style.

One day before Russia, Iran and Turkey summit meeting, Ambassador Karlov is murdered.

President Vladimir V. Putin and President Recep Tayyip Erdogan said they would proceed with a natural-gas pipeline under the Black Sea. Credit Emrah Gurel/Associated Press
President Vladimir V. Putin and President Recep Tayyip Erdogan said they would proceed with a natural-gas pipeline under the Black Sea.  Credit Emrah Gurel/Associated Press

Both Mr. Putin and Mr. Erdogan have had recent troubles with Washington.  Putin has been accused of war crimes in Syria for killing hundreds of civilians.  Erdogan is killing Kurds and escalating the conflict, whereas the US is relying on Syrian Kurds to stem the Isis tide.

On December 19, 2016 the Russian Ambassador, Andrei Karlov, was shot and killed as he gave a speech at an embassy-sponsored exhibit in Ankara. Eye-witnesses were reported to have heard eight shots.  The gunman shouted out: ‘‘Don’t forget Aleppo, don’t forget Syria!’’ referring to the Syrian city where Russian bombardments have helped drive rebels from areas they had occupied for years during the war.  He also shouted ‘‘Allahu akbar,’’ the Arabic phrase for ‘‘God is great’’ and continued in Arabic: ‘‘We are the descendants of those who supported the Prophet Muhammad, for jihad.’’  The attacker also smashed several of the framed photos hung for the exhibition and an additional three people were injured during the attack.

‘We consider this to have been a terrorist attack,’’ Russian Foreign Ministry spokeswoman Maria Zakharova said. ‘‘Terrorism will not pass. We will fight it decisively.’’

The attack comes a day before a meeting of Russian, Turkish and Iranian foreign and defense ministers in Moscow to discuss Syria. Russia and Iran have backed Syrian President Bashar Assad throughout the nearly six-year conflict, while Turkey has supported Assad’s foes. The Kremlin suggested Turkey, Russia and Iran should come together for a solution, initially over Aleppo, but which could also be enlarged to include other parts of Syria, Reuters quoted a Turkish official as saying.

Melih Gokcek, the mayor for Ankara, told reporters outside the exhibition center that the ‘‘heinous’’ attack aimed to disrupt newly-re-established relations between Turkey and Russia.

Presidents Vladimir Putin and Recep Tayyip Erdogan have co-sponsored the evacuation of civilians and rebels from Aleppo and also discussed the prospect of organizing a new round of peace talks in Kazakhstan’s capital, Astana. Now this incident threatens to derail the evacuations of civilians from Aleppo.

The last time a diplomat was killed in Turkey was in an attack in 1971. Israel’s consul-general to Istanbul, Efraim Elrom. Until recently Turkey has been considered a relatively safe place for diplomats. This streak has been broken after the assassination of Ambassador Karlov, however, in view of the fact that the Erdogan administration is entirely dependent on Russian energy, relations will continue among the governments.  Recent instability in Turkey and the fact that it is dangerous to be there has severely curtailed the tourist trade. Revenue from tourism fell by 32.7 percent to $8.28 billion in the third quarter of the year.

Despite the death of the Russian’ Diplomate we expect Putin to continue to guide Erdogan’s foreign policy.

Recep Tayyip Erdo?an has been characterized as increasingly undemocratic marked by attacks on freedom of expression. Despite outlawing competitive political parties, and a declining economy, he seems popular among the rural undereducated Turks. Turkey will stay in close collaboration with Russia for many years to come, despite their “hot-headed” relationship. Erdo?an is completely dependent on Russia for natural gas. Over the past 30 years the imports of natural gas from Russia into Turkey have nearly doubled. After Germany, Turkey is Russia’s second-largest natural gas client in Europe.

Gas Consumption in Turkey, Natural Gas World
Gas imports into Turkey, Natural Gas World

According to Natural Gas World: “After the European Union’s stance about competition on Russia and the conflict between Russia and Ukraine, Russia declared its intention to diversify its demand route by creating a new direct pipeline that runs through Turkish territory. The construction of the Turkish Stream pipeline was first discussed between Gazprom and BOTAS in December 2014. With an annual capacity of 63 billion m3, this pipeline will replace the South Stream, since the construction was suspended over the European Union’s stance about competition. According to initial plans, the Turkish Stream will extend from Russia, through Turkey and stop at the Greek border, giving Russia access to the southern European market. 14 billion m3 natural gas was planned to be consumed in Turkey.” (full article)

Birth of a new historic era for Russia and Japan

Putin and Abe meet about Japan / Russia Relationships
Putin and Abe meet about Japan / Russia Relationships
Japan and Russia’s world leader meeting promises to foster close European-Asian economic and cultural ties.

Putin announces in a press release through his TASS new agency that the meeting Abe was a great success:

“Russia and Japan signed more than 60 various deals in which Japan will invest over $2.5 billion during Russian President Vladimir Putin’s visit to the country, Japan’s Kyodo news agency reported citing a senior Japanese government official.  Abe said he and Putin had agreed the two countries have “unlimited opportunities for development of relations in all areas in case of common effort.”

The talks between the officials reiterated their commitment to continue discussions about economic cooperation on the four Kuril islands that both countries claim.  However Russia will still call the shots.  According to Peter Shelakhaev, the head of the Russian Far East Investment and Export Agency, Japan is expected to pay taxes and fees for any money earned on the four islands that are in dispute since the end of the war.

After World War II in 1945 Russia seized four Japanese islands as they call it the “spoils of war.”  Japan has tried to have these islands returned ever since then. Now Abe and several of his Russia-Japan Relations experts have decided that after 60 years of occupation it is time to accept reality with a new perspective.

Nobuo Shimotomai, Russia-Japan expert at Hosei University in Tokyo, recommended: “Getting the four islands back was a Cold War slogan for the Japanese, but after 60 years, we need a new approach towards Moscow. It could be some kind of shared sovereignty.”
Trans-Siberian Railroad courtesy Daily Mail
Trans-Siberian Railroad courtesy Daily Mail (full article)
Economic, Scientific and Cultural ties will be supported by the Trans-Siberian Railroad

The Japan Times informs that the areas of cooperation between Russia and Japan will include the fields of the countries’ health ministries in the fields of medicine and health care; expanded cooperation on development and production in the energy sector, including oil and gas; cooperation on the peaceful use of nuclear power; cooperation in promoting diversity and raising productivity in Russian industry; cooperation in promoting industry in the Russian Far East and turning it into a base for exports to the Asia-Pacific; Cooperation in the fields of information and communications and postal services; Enhanced cooperation in agriculture and fisheries; Cooperation between the countries’ patent offices on industrial property rights; and hygiene standards for Russian livestock farms exporting products to Japan. (full article)

This is one of the most expansive cooperation between Russia and Japan since the 19th Century.  One of the most life changing and culturally interesting developments is that Russia agreed to expand the Trans-Siberian Railroad to Japan. If both countries follow through, these new agreements will usher a new historic era that will impact the world economy and political landscape for many decades to come.

 

 

 

Death of our Democracy: The Carolinas show us how right wing tendencies will ruin us unless we stop their March toward a Dictatorship.

The Picture of a Racist
The Picture of a Racist

“Somebody had to do it,” Roof said of the slayings. He added that “black people are killing white people everyday… What I did is so minuscule compared to what they do to white people every day.”  He researched Charleston, scouted the Emanuel African Methodist Episcopal Church and then acted alone. Yes this time there is a guilty verdict by the jury of the avowed white supremacist, Dylann Roof, on his federal hate crimes on 33 charges of federal hate crimes resulting in death, obstruction of religion and firearms violations.

Meanwhile in North Carolina, Pat McCrory, a renowned right-wing GOP governor rolls back laws and passes laws that will prevent his democratic follower from ruling the state.  The Right Wing agenda is to wall in and to fortify their absolute power legally.  He and his fellow lawmakers, who control the General Assembly, introduced measures to end the governor’s control over election board’s requiring State Senate approval of any new governor’s cabinet members and to strip his power to appoint University of North Carolina trustees.  This is right-wing agenda in action to ease their white supremacist agenda.  If you can’t strip the people of their right to vote, we all know they tried.

A press release in November 2016 states:

"NCGOP leaders will discuss final Get Out The Vote efforts and encouraging Republican gains in final Early Voting numbers when compared to 2012. Republicans historically vote in far greater numbers on Election Day itself, these great strides in Early Voting when compared to 2012 show evidence of underestimated statewide ground game and deep volunteer base. Chairman Robin Hayes: “I am encouraged by the excitement and work ethic of our volunteers and the numbers don't lie—the Republican ground game is showing that motivated statewide volunteers and extensive ground game are better indicators of electoral success than the number of candidate-specific offices one has.

Despite this effort and one before to change local laws that the federal court deemed illegal, North Carolina GOP Gov. Pat McCrory, who signed the 2013 voter-ID law which a federal court rolled back this year for illegally suppressing African-American votes, claimed in November 2016 that massive voter fraud in his state swung the 2016 election against him, as McCrory’s campaign continues to challenge Democrat Roy Cooper’s thin lead two weeks after Election Day.

The example of voter suppression is right here.  Despite that it is perfectly legal to vote if you are temporarily absent.  If a piece of mail with an out-of-state address is not returned before the vote that vote does not qualify.  If there is another person with the same or similar name at an out-of-state address on Facebook, your vote no longer counts in North Carolina.  If you put your vote into the voting box, instead of giving it to a racist woman who deems you as rude, your vote no longer counts.  If there is a dead person of the same name in another county, your vote no longer counts. Check out this real document with these types of feeble attempts to change the voting results.

Now despite this arduous effort to control and influence the North Carolina voting results, the Democrat Roy Cooper won the election as governor.  Now the White Supremacist Offensive goes on the full on offensive.  The current General Assembly held an emergency meeting and stripped Governor Rye Copper of the powers to govern.  It affects and takes away his ability to govern the State Board of Elections, State Ethics Commission, State Board of Education and the regulation functions of the Secretary of State, and the choice to appoint the head of the Industrial Commission.  It is a well-known fact that the Koch Brothers aim to make North Carolina a model state of the private takeover of a government.

Rep. Nelson Dollar, a Republican from Cary, disputed the portrayal by opponents of the GOP strategy to cut the governor’s authority as a “coup.”  It is a coup and it is only the first of many in States that have a strong element of white supremacists.

We can learn a lot from North Carolina about how a Democracy can be demolished with a few strokes of the pen by white supremacist lawmakers.  Perhaps it is high time to read  For Whom the Bell Tolls again.

Several right-wing investment bankers who hope to take over America will find it doesn’t work

Car Manufacturing Plan in 1939
Car Manufacturing Plan in 1939

The Investment Bankers, Energy Industry Execs and Politicians have always marched in lock step.  These days the “old guard” is fighting the “new guard” and while it is obvious to many that the “new guard” is winning, the old guard is going through a “fight to the death” thingy.  In a recent interview between Ezra Klein the CEO of Stripes, Patrick Collison, stated that the US Election was kind of a Primal Scream for the old guard.

It is unfortunate the older infrastructure companies are fighting innovation so much, despite the fact that it and always has been the best way to strengthen a society.  It doesn’t have to be that way.  But old men, especially old men who grew up wealthy and thought they would always be in charge, be the captain of their ship, their city, their country and yes, the world, they just have a hard time understanding that the Industrial Era is over.  Kaputt. Finished.  So to say. The factories and the financiers that brought their grandfathers such amazing wealth, so much wealth that they are still spending that money today, have been moved to countries that have a more affordable life style to allow people to “live off” menial labor.

Car Manufacturing Plant in 2016
Car Manufacturing Plant in 2016
Neither Change nor Letting Go is easy

All the posturing will not change the fact that this change from manual labor to robots guided by computers with fabulous microchips and brilliant software has happened.  Anger about it will not roll back time.  The old men who used their daddy’s and granddaddy’s money, which sometimes was earned by bankrolling energy deals to fund the enemy during wars, like the Scaife Mellon Money, or building Factories for Hitler like the Koch Brothers are not willing to bend their will to meet the needs of the middle classes nor the environment. Full Article

Despite dubious histories, some people adapted and learned, like young Ford.  His granddad helped Hitler set up car manufacturing in Germany, but he decided to work with the American people and for the people.  Ford was the only America Automaker firm that didn’t really need to be bailed out by the Obama administration.  Full Article

Corporate Social Responsibility is in and it is good for business

Apple, Google and Microsoft are part of the top 10 global firms and they are in the top 15 of Corporate Social Responsibility ranking as per Forbes.  Why is it that companies that have a higher level of Corporate Social Responsibility grow faster and better than companies in older industries where they lost the entrepreneurial spirit decline?

Psychological Mindset of the Wealthy

Why are the children of these very wealthy people so intent on damaging society by pushing their personal philosophies on them? The Scaife, DeVos, Koch Brothers?  Is it because they have low self-esteem?  Do they not feel loved by their fathers or mothers?   Most likely that is indeed the cause according to a detailed article written by Suniya Luthar, of Columbia University, published in the PMC :

Children of affluence are generally presumed to be at low risk. However, recent studies have suggested problems in several domains—notably, substance use, anxiety, and depression—and 2 sets of potential causes: pressures to achieve and isolation from parents. Recognizing the limited awareness of these issues, the objectives in this paper are to collate evidence on the nature of problems among the wealthy and their likely causes. The first half of the paper is focused on disturbances among affluent children and the second half is focused on characteristics of their families and neighborhoods. Widespread negative sentiments toward the rich are then discussed, and the paper concludes with suggestions for future work with families at the upper end of the socioeconomic spectrum. PMC

Maybe they are trying to make up for their guilt on how their parents obtain their staggering wealth and are trying to make it okay by vehemently agreeing that they are inspired by god, thinking that only they are meant to have access to the tree of knowledge, and only they have a right to decide who lives or dies. Just like their grand parents.

Superpowers need Bankers, Oil Barons and Industrialists

Christopher Higham, a British Author of History book, explained in Trading with the Enemy:

"Here is the extraordinary true story of the American businessmen and government officials who dealt with the Nazis for profit or through conviction throughout the Second World War: Ford. Standard Oil, Chase Bank and members of the State Department were among those who shared in the spoils. Meticulously documented and dispassionately told, this is an alarming story. At its centre is 'The Fraternity', an influential international group associated with the Rockefeller or Morgan banks and linked by the ideology of Business as Usual.

Higham starts with an account of the Bank for International Settlements in Basel, Switzerland - a Nazi-controlled bank presided over by an American, Thomas H. McKittrick, even in 1944. While Americans were dying in the war, McKittrick sat down with his German, Japanese, Italian, British and American executive staff to discuss the gold bars that had been sent to the Bank earlier that year by the Nazi government for use by its leaders after the war. This was gold that had been looted from the banks of Austria, Belgium, and Czechoslovakia or melted down from teeth fillings, eyeglass frames, and wedding rings of millions of murdered Jews.
In the Past Oil-based fuels determined who ruled the sky and who could be a Superpower
As a highly developed industrial state, Germany was dependent even in peacetime on external sources for an adequate supply of oil. Even though Germany’s 1938 oil consumption of little more than 44 million barrels was considerably less than Great Britain’s 76 million barrels, Russia’s 183 million barrels, and the one billion barrels used by the United States, in wartime Germany’s needs for an adequate supply of liquid fuel would be absolutely essential for successful military operations on the ground and, even more so, in the air. For Germany, it was precisely the outbreak of the war in 1939 and the concurrent termination of overseas imports that most endangered its ability to conduct mobile warfare. Full Article
The Koch Empire

In the past old industrialists who ruled with wealth and provided access to large amount of money were in charge.  The onset of the digital age changed that power and clearly infuriated the old guard.

In 2004 the Koch Brothers founded and funded Americans for Prosperity, a right-wing political advocacy group and by 2009 it become a political powerhouse which funded and launched the Tea Party.  The brothers have a very strong and ideological commitment to world domination.  Their father was in construction and built a major oil refinery in Nazi Germany which was approved by directly Adolf Hitler in person.  While the Koch Brothers make a half-hearted attempt to deny this, there is a rather detailed book by Jane Meyer Dark Money.  And Hitler himself wanted to try Mellon Bank for Treason for going back on some of their promises toward the end of the war. Ironically it was one of the Mellons who negotiated a deal with the Allies that American Companies should not loose all their assets in Germany, but instead Germany should be bailed out.  Clearly this banker had a lot of pull with the US, UK and French governments.

Their new effort to “take over the world” perhaps rooted in the principles with which they were raised by their successful and highly disciplined father have prepared them.  According to the Center for Public Integrity, Americans for Prosperity spent a $122 million as it unsuccessfully attempted to defeat President Barack Obama and congressional Democrats in 2012.  $83 million was spent on communications, ads, and media.  Clearly the Koch Brothers commitment to spend money to influence Americans has rapidly increased since their humble beginnings in 2004.

In a Mother Jones article we find that the Koch Brothers’ meddling with the US Government, Education, the Election, Health Care has grown to an over $400 Million dollar endeavor.

While bankers, corporations and politicians are necessarily tied with each other, it will be a good idea for us to watch carefully, regularly and attentively who is meddling in unison.   Trump’s appointment of the CEO of Exxon, Betsy DeVos, the wife of Eric Prince, to the Department of Education, the appointment of an admitted Neo Nazi, Steve Bannon, combined with Michael Flynn’s relationship with Putin is of grave concern.

In the end this effort to overthrow the democracy will not work since the new economy and the American people are going to deal with this challenge successfully. No one will succeed in selling America out to the Russians, Chinese or any other aspiring super power.

 

 

First Republic Bank Acquires Gradifi to refinance Student Loans

First Republic Bank's Motto is that it is a privilege to serve their customers.
First Republic Bank’s Motto is that it is a privilege to serve their customers.

First Republic Bank (NYSE:FRC), today announced it has acquired Gradifi Inc., a Boston-based student loan repayment technology platform to assist the nation’s 44 million student loan borrowers.

Gradifi pioneered the SLP PlanTM (Student Loan Paydown), a technology and service platform used by employers to make direct contributions to employees’ student loans, reducing their overall repayment time and lowering the total cost of the loan. This employee benefit is becoming increasingly popular among employers to help attract and retain key talent, particularly Millennials who are now the largest generation in the workforce and are uniquely burdened by student debt. Gradifi operates a very user-friendly and secure online platform to handle such benefit programs.

Gradifi serves many employer clients from small businesses to PricewaterhouseCoopers, Natixis Global Asset Management, and Penguin Random House.

“We completely support Gradifi’s mission in assisting with the country’s student loan challenge,” said Jim Herbert, Chairman and CEO of First Republic Bank.  “They have become a market leader with their outstanding team, innovative repayment programs, and state-of-the-art technology.  As education costs and student loan debt continue to rise, offering a student loan repayment benefit for employees is increasingly valuable. Companies are realizing the power of a student loan repayment assistance benefit for both recruiting and retaining employees. As such, Gradifi has a terrific opportunity to assist companies and their employees.”

First Republic is committed to helping individuals and families manage student debt through both innovative refinance and repayment solutions. Earlier this year, First Republic implemented a student loan repayment assistance benefit for its employees, utilizing the Gradifi platform. The response has been overwhelmingly positive from employees, and First Republic has since increased the value of the benefit even further.

“First Republic is the perfect partner to help Gradifi meet the growing demand for our student loan repayment solutions,” said Gradifi Founder and CEO Tim DeMello.  “In addition to its commitment to help manage student debt, First Republic’s focus on extraordinary client service aligns with our approach.  With client satisfaction ratings that are on par with the world’s most respected brands, First Republic has the commitment to service and entrepreneurial culture, plus the financial resources, to power our growth strategy.”

Gradifi, a wholly-owned subsidiary of First Republic Bank, will continue to operate under the Gradifi brand.  Founder Tim DeMello will remain the company’s Chief Executive Officer, with extended employment contracts in place for him and several other senior management members.  As part of this acquisition, Gradifi will remain headquartered in Boston and have employees based in New York, Los Angeles, Palo Alto and San Francisco.

The transaction was funded by First Republic Bank with cash on hand.  Impact to earnings or capital is currently not material, and further terms of the transaction have not been disclosed.  Greenhill & Co. served as financial advisor to First Republic on the transaction.

First Republic Honored for Addressing Income Inequality

“NAAC is pleased to honor First Republic and Rosana Han for thinking outside the box in addressing income and wealth inequality,” said NAAC Executive Director Faith Bautista. “First Republic cares for the underserved community. Working in partnership with the NAAC and National Diversity Coalition, First Republic has helped expand home ownership in areas where no bank will make loans.  First Republic has also been instrumental in supporting micro businesses and nonprofits, such as NAAC.”

First Republic is different than most banks

The business model at First Republic is distinctly different from most other companies. While they certainly want to grow and make a profit, they also realize that the best way to do that is through hard work and exceptional client service. Because of this operating philosophy, they are driven by a core set of values that define what they must do every day to best serve th clients.

A wonderful Holiday Gift Idea. Health, the gift that keeps on giving.

Fitness and Health by TenReps.com expert James Griffin
Fitness and Health by TenReps.com expert James Griffing
The gift of virtual and online coaching by Mr. Kansas himself, now known as Mr. Ten Reps.

As the holiday approach instead of staring in the mirror wondering how to keep off the 6 pounds we usually gain, consider this.  Train and consult with Coach Griffing who is known as the most qualified fitness expert in the Bay Area. He now offers his training over skype or facebook messenger phone to you no matter where you live. Or, if you live in the East Bay (Walnut Creek) you can visit the gyms in which his offers his training in person.

He prescribes the most effective program for specific goals and current level of fitness. James avoids gimmicky workouts or unnecessarily painful and ineffective exercises.  He creates a custom program of proven exercises designed to specific training goals.  As we progress he redesigns the program to meet new needs based on the new capabilities. Everything is scaled to the level of conditioning and evolved at the rate of progress achieved. James is well known for his compassion and supportive attitude.

Choose a personal coach who is highly qualified

Griffing earned both a bachelors degree in Exercise Science and a Masters degree in Kinesiology from Kansas State University. At Kansas State University, he instructed ‘Practicum In Fitness Settings’ (KIN520) for 3.5 years (7 semesters); training, and supervising Exercise Science Students in both community and corporate fitness settings.

Griffing is also the author and founder of ExRx.net, a free web resource for exercise professionals and fitness enthusiasts since 1999. Many professional organizations have endorsed ExRx.net including leading certifying organization, medical groups, and universities. Wyle Laboratories consulted with Griffing when they were contracted to upgrade the NASA Astronaut Fitness Manual. His resources have also been used by NYPD, US Dept. of Defense, and The Army Physical Fitness Research Institute and many ladies and men here in the Bay Area.

Why not check out www.tenreps.com and give a subscription of consulting session to yourself or to someone you love.